John T. Naughton, CPCU, Principal, Keystone Risk Partners. John brings over 14 years of alternative market underwriting and production experience to Keystone’s individual risk and group captive customers. A true believer in the adage; “know your territory”, John spends a considerable amount of his time meeting with agents and business owners throughout the country. Prior to joining Keystone Risk, John was an owner of Innovative Captive Strategies, a Des Moines, IA based firm. While at ICS, John focused his time on the formation of captive programs for both large businesses as well as groups of medium sized businesses. John’s career also includes 10 years at Commonwealth Risk Services where he served as Senior Vice President and team leader. While at Commonwealth Risk, John twice earned the prestigious “Producer of the Year” award. John began his career as a National Account Underwriter with CIGNA. He is a graduate of West Chester University with a BS in Business Management and holds the Chartered Property Casualty Underwriter designation.