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Risk Mitigation/Analytics

Since claims represent the largest expenditure within an insured’s Total Cost of Risk (“TCOR”), Keystone has developed a proprietary analytics program that unlocks and measures hidden costs as well as insurance company fees that are often buried in a typical claim file and adversely impact TCOR.

By helping our clients through targeted assessments of their frequency and severity metrics, as well as benchmarking performance and fee reductions, Keystone provides the tools to substantially reduce an insured’s TCOR. A web-based dashboard simplifies the delivery of comprehensive data in a form that allows insureds to target their risk management resources for the greatest return on investment.
This is especially true for workers’ compensation, where our intensive analytics along with an individually crafted early intervention claims management program has proven to reduce claims expense by 15% to 40%.

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